BizJamin Bumi/-i 2.0 Guarantee Scheme
Overview
Not a cash grant — the Bumiputera variant of CGC's BizJamin 2.0: CGC guarantees between 30% and 90% of your bank financing, up to RM5 million per MSME, so participating banks can approve it. Guarantee period up to 15 years, risk-based guarantee fee of 0.50%–4.20% per annum. Covers working capital, asset acquisition, operations cost, renovation (reimbursement basis) and refinancing across term financing, cash line and trade facilities. Open to sole proprietorships, partnerships, LLPs, private limited companies and professional entities registered in Malaysia with at least 51% Bumiputera shareholding. Conventional and Islamic (Kafalah-based) versions; apply through participating financial institutions.
Who is eligible?
- Must have an active SSM business registration.
- Open only to Bumiputera-owned businesses.
- Best for funding needs like: general.
What this grant covers
- General business growth — advisory, capacity building and operational improvements.
How to apply
- 1
Check you qualify
Confirm you meet the eligibility points above for this grant.
- 2
Get your documents ready
Prepare your documents — SSM business registration, company financials, and quotations or a project proposal for what you want funded.
- 3
Apply through the official channel
Submit your application through CGC — BizJamin Bumi/-i 2.0 Scheme and wait for evaluation and approval before starting.
- 4
Keep records & claim
Keep receipts and reports, and submit claims or progress updates as the programme requires.
Ready to apply?
Applications are handled on the official CGC — BizJamin Bumi/-i 2.0 Scheme portal.
Need a hand with this application?
Post what you need on the EquatorBiz Marketplace — consultants and service providers WhatsApp you directly. Free for businesses.
Frequently asked questions
Is BizJamin Bumi/-i 2.0 Guarantee Scheme still open?
It's currently listed as "Open". Intake windows can change at short notice, so always confirm on the official source before applying.
How much funding can I get?
Guarantee up to RM5M (30–90% cover). The exact award depends on your project and the agency's assessment.
Do I need an SSM-registered business?
Yes — you need an active SSM business registration to be eligible.
Is it only for Bumiputera-owned businesses?
Yes — this grant is open only to Bumiputera-owned businesses.
Which businesses or sectors does it support?
It's broadly available across most sectors.
Who manages this grant?
It's administered by Credit Guarantee Corporation (CGC).
Not sure if you qualify?
Run a free eligibility check or ask EquatorBiz's advisor about this grant.
General information only — grant terms and intake windows change. Always confirm the latest details on the official portal before applying. Last verified by EquatorBiz on 26 Jul 2026.
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BizJamin/-i 2.0 Guarantee Scheme
Not a cash grant — CGC stands behind your bank financing so the bank says yes. BizJamin/-i 2.0 guarantees between 30% and 80% of financing, up to RM5 million per MSME, with a guarantee period of up to 15 years and a risk-based guarantee fee of 0.50%–4.20% per annum. Covers working capital, asset acquisition, operations cost, renovation (reimbursement basis) and refinancing across term financing, cash line and trade facilities. Open to sole proprietorships, partnerships, LLPs, private limited companies and professional entities registered in Malaysia with at least 51% Malaysian shareholding. Conventional and Islamic (Kafalah-based) versions; apply through participating financial institutions.
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